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In recent years, payment options have evolved significantly. Consumers now have more flexibility than ever when it comes to managing their expenses.
One of the most popular payment methods gaining traction is Afterpay, a service that allows users to split their purchases into four equal installments. Many retail sectors have adopted this service, and now even gas stations are getting on board.
If you’ve been wondering, “What gas stations take Afterpay?” you’ve come to the right place. In this article, we’ll break down the major gas stations that accept Afterpay and provide all the important details you need to know before using it for your fuel or in-store purchases.
What Gas Stations Take Afterpay?
Afterpay has become a convenient way for many people to manage their finances, allowing them to purchase goods and services now and pay for them later. This “buy now, pay later” (BNPL) service is most commonly associated with online shopping, but it’s increasingly available for in-store purchases as well.
Gas stations, which were once seen as traditional and cash-heavy businesses, have started embracing this payment method to accommodate modern consumers. Major brands like Caltex, Ampol, and Chevron are leading the way in offering Afterpay as a payment option.
However, before you fill up your car and reach for your phone to pay via Afterpay, it’s important to know which items are eligible for this payment method and if there are any restrictions. Below, we will dive into the specifics of how Afterpay works at these stations and explore any exclusions you should be aware of.
Caltex: Afterpay Available for Fuel and In-Store Purchases
Caltex is one of the leading gas stations that accept Afterpay for both fuel and in-store purchases. This makes it an appealing option for those who want to use Afterpay while refueling their vehicles or buying items such as snacks, drinks, or car accessories.
Afterpay is accepted at a majority of Caltex locations, so it’s quite easy to use if you’re a regular customer.
Caltex has partnered with Afterpay to offer the option to split your payments into four equal installments. This allows customers to purchase fuel or items in-store and pay over time, instead of paying for everything upfront. The process is straightforward: simply select Afterpay at the checkout, and the app will guide you through the payment process.
While Caltex makes it easy to use Afterpay for most transactions, there are some exclusions. For example, items such as phone vouchers, tobacco products, and gift cards are typically not eligible for payment via Afterpay.
It’s always a good idea to double-check with the attendant or look for specific signage at the gas station to ensure your desired items are eligible for Afterpay.
Ampol: A Flexible Option for Fuel and In-Store Purchases
Like Caltex, Ampol is another major player in the gas station sector that has adopted Afterpay for fuel and in-store purchases.
Ampol has recognized the growing demand for flexible payment methods and is offering Afterpay to help customers better manage their spending. Whether you’re filling up your tank or buying snacks or car-related products, Afterpay is a convenient option.
Similar to other gas stations, there are exclusions when using Afterpay at Ampol. Some items, including certain store products and services, may not be eligible for Afterpay.
It’s always a good idea to check with the station beforehand to confirm if your intended purchase qualifies. Additionally, the Afterpay system is available at select Ampol locations, so it’s worth verifying if your local store participates in this program.
Chevron: Klarna Partnership for Fuel Purchases
Chevron, a global brand known for its high-quality fuel, has also joined the trend by offering a digital payment option through a partnership with Klarna, a major provider of BNPL services. This collaboration allows Chevron customers to use Klarna’s payment platform to purchase fuel and split the cost into four installments.
In 2021, Chevron announced that it would allow customers to use a Klarna digital card for fuel purchases. This arrangement mirrors the flexible, installment-based payments that Afterpay offers. The main difference, however, is that Chevron has partnered specifically with Klarna, which operates on a similar “buy now, pay later” model.
This payment method is available at select Chevron locations. To use Klarna at Chevron, you’ll need to create a Klarna account, choose the payment option, and make sure the gas station accepts Klarna.
While Klarna operates similarly to Afterpay, it’s important to note that the partnership with Chevron may have different terms or requirements than what you might encounter at Caltex or Ampol.
Other Gas Stations Accepting Afterpay: Smaller and Regional Stations
While Caltex, Ampol, and Chevron are the most prominent gas stations offering Afterpay, there are smaller and regional stations that may also accept it. These gas stations are typically independently owned or part of local chains that have recognized the value in providing flexible payment methods for their customers.
If you’re unsure whether a particular gas station accepts Afterpay, it’s best to check with the location directly or look for signage at the pump or counter. Many smaller stations are adopting Afterpay and other BNPL services to stay competitive and offer convenience to their customers.
Keep in mind that not all stations in a specific chain may offer Afterpay, so it’s worth verifying before making a purchase. Also, regional stations may have their own rules regarding the use of Afterpay, including the availability of this payment option at certain times or for specific products.
Important Considerations When Using Afterpay at Gas Stations
Before you rush to fill up your tank and swipe your phone, there are a few important things to keep in mind when using Afterpay at gas stations.
- Exclusions Apply: As mentioned earlier, certain items may not be eligible for Afterpay, even at participating gas stations. These exclusions typically include items like tobacco, phone top-up cards, and sometimes gift cards or vouchers. Always check with the station staff or look for in-store signage to make sure your desired purchase can be paid for using Afterpay.
- Afterpay Fees and Terms: While Afterpay does not charge interest, there may be late fees if you miss a payment or fail to repay your installment on time. It’s important to be aware of the terms and conditions of Afterpay before using it at a gas station. Late fees can accumulate quickly, and missing payments could impact your ability to use the service in the future.
- Availability of Afterpay: Afterpay is not available at every location of a particular gas station chain. Some stations may have opted out of offering Afterpay as a payment method, so it’s always a good idea to confirm the service’s availability with the station before you head there.
- Use It Responsibly: While Afterpay offers a great way to spread out your payments, it’s important to use it responsibly. Don’t overextend yourself by purchasing more than you can afford. Always keep track of your upcoming payments and ensure you have the funds available to meet your repayment deadlines.
Frequently Asked Questions
Here are some of the related questions people also ask:
What is Afterpay and how does it work at gas stations?
Afterpay is a “buy now, pay later” service that allows customers to split the cost of their purchases into four equal installments. At gas stations, customers can use Afterpay to pay for fuel and in-store purchases, with payments automatically deducted from their bank account every two weeks. This service provides more flexibility in managing purchases, making it easier for consumers to pay over time.
Which gas stations accept Afterpay in Australia?
In Australia, major gas stations like Caltex, Ampol, and Chevron accept Afterpay for fuel and in-store purchases. However, the availability of Afterpay can vary by location, so it’s always best to check with your local gas station to confirm.
Can I use Afterpay for fuel purchases at Caltex?
Yes, Caltex accepts Afterpay for fuel purchases, as well as for in-store items such as snacks, drinks, and car-related accessories. However, certain items like tobacco and phone vouchers may not be eligible for payment via Afterpay, so always check with the staff or look for signage.
Are there any exclusions when using Afterpay at Ampol?
While Ampol allows Afterpay for fuel and most in-store purchases, there are exclusions for some products. Items like phone top-up cards, tobacco, and gift cards may not be eligible for Afterpay. Always verify with the station before making your purchase to ensure eligibility.
What payment options are available at Chevron gas stations?
Chevron partners with Klarna to offer flexible payment options at select locations. Customers can use Klarna to split their fuel payments into four installments, similar to Afterpay. Be sure to check if your local Chevron station supports this service before using it.
Are there any fees when using Afterpay at gas stations?
Afterpay does not charge interest, but there may be late fees if you miss a payment. These fees can be significant, so it’s essential to stay on top of your payment schedule and ensure funds are available in your account when payments are due.
Can smaller or regional gas stations accept Afterpay?
Some smaller or regional gas stations may also accept Afterpay, but this is not guaranteed. It’s recommended to check directly with the specific station to confirm whether they support Afterpay payments.
How do I use Afterpay at a gas station?
To use Afterpay at a participating gas station, simply select Afterpay as your payment method during checkout. You’ll be prompted to log into the Afterpay app and confirm your purchase. The total will then be split into four equal payments, which will be automatically deducted from your account.
What should I do if I can’t use Afterpay at my local gas station?
If Afterpay is not accepted at your local gas station, consider using other payment methods like credit or debit cards, or check if other “buy now, pay later” services such as Klarna or Zip are available. Alternatively, you may need to explore other stations that offer Afterpay for your convenience.
The Bottom Line
The convenience of Afterpay has revolutionized the way people make purchases, and gas stations are no exception. Major gas stations like Caltex, Ampol, and Chevron have embraced this payment method, making it easier for customers to manage their fuel and in-store purchases.
To answer the question, “What gas stations take Afterpay?”—Caltex, Ampol, and Chevron are the key players, with Afterpay available for most fuel and in-store purchases.
However, there are some restrictions and exclusions, particularly for certain items like tobacco and gift cards, so always check with the station staff or signage to ensure your purchase qualifies.
By using Afterpay at gas stations, you can enjoy the flexibility of splitting your payments and managing your budget more effectively. Just be sure to use the service responsibly, stay aware of any fees or terms, and always verify whether your chosen station offers Afterpay before making your purchase.