List of Chase Routing Numbers (2026)

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Money transfers require accurate bank details. A routing number is one of the most important pieces of information in a U.S. banking transaction. Many people search for the correct routing number for transfers, bill payments, and direct deposits with Chase Bank.

This guide explains Chase routing numbers in clear terms. You will learn what routing numbers are, how they work, and which one to use for wire transfers. I will also show you where to find the correct routing number and how to avoid mistakes during transfers.

Routing numbers help banks identify where money should go. Each U.S. bank uses these numbers for payment processing. A routing number directs funds to the correct financial institution during transactions such as wire transfers, ACH transfers, and check payments.

Chase is one of the largest banks in the United States. It operates under its parent company, JPMorgan Chase. Millions of customers depend on Chase for everyday banking. Because of this large customer base, many people need quick access to the correct routing number for transfers.

Before sending or receiving a wire transfer, you must verify the routing number. Incorrect numbers can delay the transfer or send funds to the wrong place. This article focuses on the routing numbers used by Chase for wire transfers and explains how they work.

Below is a quick reference section many people look for when sending money.

Chase routing numbers for wire transfers

The sections below explain these numbers in detail and help you use them correctly.

What Is a Routing Number?

A routing number is a nine-digit code that identifies a bank in the United States. The American banking system created this system to simplify payments between banks.

The American Bankers Association introduced routing numbers in 1910. These numbers allow banks to process checks and electronic payments quickly.

Each routing number tells payment systems three things:

1. The bank handling the transaction
2. The Federal Reserve district where the bank operates
3. The specific financial institution branch

When you send money through a bank transfer, the routing number ensures the funds move to the correct institution.

Where Routing Numbers Appear

You can find routing numbers in several places:

• On checks issued by the bank
• Inside your online banking account
• In mobile banking apps
• On official bank websites
• Through customer support

On a paper check, the routing number appears at the bottom left corner. It usually contains nine digits.

Types of Routing Numbers

Banks may use different routing numbers depending on the type of transfer. The main types include:

ACH Routing Numbers
These numbers process electronic payments like payroll deposits or bill payments.

Wire Transfer Routing Numbers
Banks use these numbers for fast bank-to-bank transfers.

Paper Check Routing Numbers
These numbers help process traditional checks.

For Chase customers, wire transfers often use a specific routing number that differs from some ACH numbers assigned by state.

Chase Routing Numbers Explained

Chase assigns routing numbers based on location and transaction type. This means customers in different states may use different routing numbers for standard transfers.

However, wire transfers use a specific routing number across the United States.

List of Chase routing numbers – Chase routing numbers for wire transfers
Type of wire transfer Chase routing number
Domestic wire transfer 021000021
International wire transfer 021000021
SWIFT Code CHASUS33

This routing number handles most wire transfers processed by Chase.

Domestic Wire Transfers

A domestic wire transfer moves money between banks within the United States.

Domestic wires usually process within the same day. Banks transmit the funds through systems connected to the Federal Reserve System.

For a Chase domestic wire transfer, the routing number is:

021000021

This number directs the transfer to the Chase wire processing center.

International Wire Transfers

International wire transfers move money between banks in different countries.

These transfers require more information than domestic transfers. Banks must identify both the receiving bank and the international messaging network used to process the payment.

Chase uses the same routing number for international wires.

Routing number: 021000021

However, international transfers also require a SWIFT code.

SWIFT Code for Chase

International banks communicate through the SWIFT system. The SWIFT network assigns unique codes to banks.

The SWIFT code for Chase is:

CHASUS33

This code identifies Chase in global banking networks. It helps banks route international payments correctly.

When sending an international wire to a Chase account, you usually need the following information:

• Recipient name
• Recipient bank account number
• Chase routing number
• SWIFT code
• Bank address

Providing the correct details prevents delays and rejected transfers.

Why Routing Numbers Matter

Routing numbers play a direct role in payment accuracy. Banks rely on them to process billions of transactions each year.

If the routing number is incorrect, several problems may occur:

• Payment delays
• Returned transfers
• Funds sent to the wrong bank
• Extra fees

Using the correct routing number ensures smooth processing.

List of Chase routing numbers – Chase routing numbers for wire transfers
Type of wire transfer Chase routing number
Domestic wire transfer 021000021
International wire transfer 021000021
SWIFT Code CHASUS33

Customers should always confirm routing numbers before sending a transfer.

Real Example of Routing Number Use

Let’s consider a common situation.

A person in California needs to send money to a Chase account in New York using a wire transfer.

The sending bank asks for several details. One of the key details is the Chase routing number.

The correct number is 021000021.

Once the bank receives the correct routing number and account information, it sends the funds through the banking network. Chase receives the funds and deposits them into the recipient account.

Without the routing number, the transfer cannot complete.

How to Find Your Chase Routing Number

Even though wire transfers often use a single routing number, customers sometimes need other routing numbers for ACH payments.

Here are several easy ways to find your routing number.

1. Check Your Paper Check

Look at the bottom left corner of a Chase check.

You will see three numbers:

1. Routing number
2. Account number
3. Check number

The first number is the routing number.

2. Log in to Online Banking

Chase customers can sign in to their online account and view routing numbers connected to their accounts.

Inside the account details page, you will see:

• Routing number
• Account number
• Account type

3. Use the Chase Mobile App

The Chase mobile app shows routing numbers in the account information section.

Many users prefer this option because it is quick and secure.

4. Contact Chase Support

You can also call Chase customer service to confirm routing numbers.

A representative can verify the correct number for your transaction.

5. Visit a Chase Branch

Customers who prefer in-person service can visit a local branch. A bank employee can confirm the routing number and help initiate a wire transfer.

Common Chase Routing Numbers by State

For everyday banking tasks such as ACH transfers, routing numbers may differ by state. For example:

These numbers help process direct deposits and automated payments.

However, wire transfers often rely on the dedicated wire routing number listed earlier.

List of Chase routing numbers – Chase routing numbers for wire transfers
Type of wire transfer Chase routing number
Domestic wire transfer 021000021
International wire transfer 021000021
SWIFT Code CHASUS33

Always verify which routing number your bank requires before sending funds.

Step-by-Step Guide to Sending a Chase Wire Transfer

Let’s walk through a simple process for sending a wire transfer to a Chase account.

Step 1: Gather the Required Information

Before starting the transfer, collect the following details:

• Recipient name
• Recipient account number
• Bank name (Chase)
• Routing number
• SWIFT code (for international wires)

Confirm these details with the recipient.

Step 2: Log in to Your Bank

Access your bank account through online banking or visit a branch.

Choose the wire transfer option.

Step 3: Enter Transfer Details

Enter the recipient information and the routing number.

For Chase wire transfers use:

Routing number: 021000021

For international transfers add:

SWIFT code: CHASUS33

Step 4: Confirm the Transfer

Review all details before submitting the transfer.

Check:

• Name spelling
• Account number
• Routing number

Mistakes can delay the transfer.

Step 5: Pay the Wire Transfer Fee

Most banks charge a fee for wire transfers.

Typical fees include:

• Domestic outgoing wire: $20 to $35
• International outgoing wire: $35 to $50

The exact fee depends on your bank.

Common Wire Transfer Mistakes

Many transfer problems occur due to simple errors.

Here are mistakes to avoid.

Entering the Wrong Routing Number

This is the most common mistake. A single incorrect digit can send funds to another bank.

Always verify the routing number before submitting a transfer.

Confusing ACH and Wire Routing Numbers

ACH transfers sometimes use different routing numbers than wire transfers.

Confirm which type your bank requires.

Incorrect SWIFT Codes

International transfers require the correct SWIFT code.

For Chase, the SWIFT code is:

CHASUS33

Missing Recipient Information

Incomplete account details can delay the payment.

Always include the full name and account number of the recipient.

Safety Tips for Bank Transfers

Wire transfers move money quickly. Once completed, they are difficult to reverse.

Follow these tips to protect your funds.

Verify the Recipient
Confirm the identity of the person receiving the money.

Double Check Banking Details
Review the routing number and account number.

Avoid Unknown Requests
Do not send money to unknown contacts or suspicious requests.

Use Secure Banking Channels
Send transfers only through official bank websites or apps.

Banks such as Chase Bank also monitor wire transfers for fraud. However, customer vigilance remains essential.

Frequently Asked Questions

Here are some of the related questions to Chase routing number people also ask:

Is the Chase wire routing number the same for all states?

Yes. The routing number used for Chase wire transfers is usually 021000021 across the United States.

Can routing numbers change?

Banks sometimes update routing numbers after mergers or system updates. Customers should verify numbers through official bank sources.

How long do Chase wire transfers take?

Domestic wires often arrive within the same day. International wires usually take one to three business days.

Do I need a SWIFT code for domestic transfers?

No. SWIFT codes apply only to international transfers.

Conclusion

Routing numbers help banks process payments quickly and accurately. Without them, electronic transfers would not work efficiently.

Chase customers often need routing numbers for tasks such as wire transfers, direct deposits, and bill payments. Understanding which number to use helps prevent delays and errors.

The key number used for Chase wire transfers is 021000021, and international transfers require the SWIFT code CHASUS33. Always confirm the routing number before sending money to ensure the transfer reaches the correct account.

For quick reference, remember the following:

List of Chase routing numbers – Chase routing numbers for wire transfers
Type of wire transfer Chase routing number
Domestic wire transfer 021000021
International wire transfer 021000021
SWIFT Code CHASUS33

If you follow the steps in this guide and verify your details before sending funds, your wire transfers will process smoothly and securely.